Specials are listed at end of rates.
| VISA LOANS |
| Cash advances and transfers |
18% |
Purchases
|
15% |
| LOANS |
| Open-end loans ($5,000 Maximum) |
18% |
Closed-end unsecured ($10,000 Maximum)
with compensating Balance pledged.
Amount of compensating balance
listed on compensating balance
sheet attached. |
10.9% |
Loans 100% secured by S/C
Certificate rate plus |
3.00% |
Loans partially secured by S/C
No maximum on secured portion, $10,000
maximum unsecured.
Rate to be average of secured and unsecured rate
according to amount of each to nearest ½%. |
|
Loans partially secured and partially unsecured
The unsecured portion not to exceed $10,000 and
the rate to be the average of the two rates
rounded to the nearest ½%. |
Loans secured partially by S/C and partially by other collateral
Rate to be the average of the two rates rounded
to the nearest ½%. |
MOTOR VEHICLE LOANS |
|
All loans secured by 1st lien on title
|
|
| New and Used Cars and Trucks |
| 20% down – up to 48 month |
5.9% |
20% down – up to 60 months
|
5.9%
|
| Over $20,000 |
| 20% down – up to 72 month |
7.0% |
20% down – up to 84 months
|
7.5%
|
100% Financing available to qualified buyers – 60 months
|
6.5% |
| TITLED VESSELS (other than car/truck) |
Same as Car Loan |
Example: Motorcycles, Snowmobiles,
Seadoos and Trailers
|
| REAL ESTATE LOANS |
Members pay all fees and expenses - 60 months
|
8.5% |
| EQUIPMENT LOANS |
| 90% Financing up to 48 months |
8.25% |
90% Financing 60 months
|
8.75% |
LOANS SECURED BY STOCKS AND BONDS
|
12% |
| CREDIT CARD CUT UP |
Maximum $10,000 unsecured,
maximum term 60 months |
10.9% |
*Exception; no maximum if secured
by shares |
|
